See how much your business can borrow — in minutes.
Tell us a little about your business and one of our loan specialists will send your best options over WhatsApp. No obligation, no impact on your credit score to enquire.
- ✓ One application compared across 20+ banks & licensed lenders
- ✓ Approval in principle within 1 hour during business hours
- ✓ We can help even if a bank has already rejected you
- ✓ 100% confidential · no Singpass needed to enquire
Get my loan options
Takes under 60 seconds · free & no obligation
Funded in 3 easy steps
No queuing at the bank, no comparing packages yourself. We do the legwork and bring you the best offers.
Send a quick enquiry
Share a few basic details in under 60 seconds. Free eligibility check with no obligation and no Singpass required to enquire.
We compare 20+ banks
Your dedicated specialist matches your profile against 20+ banks and licensed lenders, then negotiates the best rate and structure for you.
Get approved & funded
Receive your approval in principle within the hour and, once documents are verified, funds are typically disbursed in 24–48 hours.
The smarter way for SMEs to get financing
One trusted partner, access to the whole market, and a much higher chance of approval.
Access to 20+ lenders
Apply once and we shop your case across major local & international banks and licensed financiers — no need to approach each one yourself.
Approval in 1 hour
Get an approval-in-principle within the hour and funds in as fast as 24–48 hours, so you never miss a cash-flow deadline.
Higher approval odds
We know each lender's criteria and package your application to match — often securing a yes even after your own bank said no.
No obligation, confidential
Your eligibility check is free and private. You only proceed if you're happy with the offer on the table.
Dedicated specialist
A real person guides you end-to-end — from documents to disbursement — not a call-centre queue.
Every type of financing
Working capital, unsecured term loans, invoice financing, property-backed and government-assisted schemes — all in one place.
Loans matched to your business
Whatever you need the funds for, there's a facility that fits. We'll recommend the right one for your situation.
Unsecured Business Term Loan
Up to $500,000 with no collateral. Fixed monthly repayments over up to 5 years — ideal for expansion, hiring or equipment.
Working Capital Loan
Smooth out cash flow, cover payroll or restock inventory with flexible working-capital financing, including government-assisted schemes.
Invoice / Trade Financing
Unlock cash tied up in unpaid invoices or fund purchase orders with a revolving facility that grows with your sales.
Secured & Property Financing
Larger quantums at lower rates using property or assets as security — for major investments and refinancing.
Most Singapore SMEs are eligible
If you tick the boxes below, there's a strong chance we can secure financing for you. Not sure? Send an enquiry — we'll tell you for free.
- ✓ Business registered in Singapore (Pte Ltd, LLP or sole proprietor)
- ✓ Trading for 6 months or more (some lenders accept from 3 months)
- ✓ At least one local director or guarantor
- ✓ A track record of business revenue — new and previously rejected businesses welcome to ask
estimated financing available for a qualifying SME — from just 2.88% p.a.*
Check my eligibility →Trusted by Singapore business owners
“Applied in the morning and had approval in principle by lunch. Funds came through in two days — saved our restocking season.”
“My own bank rejected me, but Ascent found a lender that said yes. The specialist handled everything and kept it confidential.”
“No need to run around to different banks. One chat, best options compared, and a rate lower than I expected. Highly recommend.”
Frequently asked questions
How fast can I actually get the money? +
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What interest rate will I pay? +
Do I need Singpass to enquire? +
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Get your free loan options today
Approval in principle within the hour. Funds in as fast as 24–48 hours. See what your business qualifies for — no obligation.
Get funding now →